Saving & Certificate Rates

Regular Shares/Club Accounts

Effective 01/01/2024
Regular Shares/Club Accounts   
*APR
*APY
Checking   
N/A %
N/A %
Regular Shares < $10,000   
.10 %
.10 %
Regular Shares > $10,000   
.10 %
.10 %
Christmas Club   
.10 %
.10 %

Certificates

Effective 01/17/2024
Certificates 
Minimum
Amount
 
*APR
*APY
3 Month Certificate 
1,000
 
.10 %
.10 %
6 Month Certificate 
1,000
 
.20 %
.20 %
12 Month Certificate 
1,000
 
.65 %
.65 %
24 Month Certificate 
1,000
 
.90 %
.90 %
36 Month Certificate 
1,000
 
1.00 %
1.00 %
48 Month Certificate 
1,000
 
1.15 %
1.15 %
– Share Certificates subject to early withdrawal penalty.
– Early Withdrawal Penalty: forfeit 90 days dividend.

Individual Retirement Accounts (IRA)

Effective 01/01/2024
Individual Retirement Accounts (IRA)   
*APR
*APY
Educational IRA   
.70 %
.70 %
Roth IRA   
.70 %
.70 %
Conversion Roth IRA   
.70 %
.70 %
– IRAs subject to early withdrawal penalty.
– Early Withdrawal Penalty: forfeit 90 days dividend.

Money Market

Effective 01/01/2024
Money Market   
*APR
*APY
$1,000 – $2,500   
.10 %
.10 %
$2,500.01 – $10,000   
.20 %
.20 %
$10,000.01 -$25000.00   
.40 %
.40 %
$25000.01+   
.60 %
.60 %

Certificate Special

Effective 01/17/2024
Certificate Special 
Minimum
Amount
 
*APR
*APY
12 Month Special LIMITED TIME 
$ 1,000
 
4.8 %
4.91 %
– Share Certificates subject to early withdrawal penalty.
– Early Withdrawal Penalty: forfeit 90 days dividend.

Savings Calculator

For informational purposes ONLY! Consult with a Financial Professional before acting on this estimate!
*Annual Percentage Rate